Senator Heidi Heitkamp

“We can’t allow our hometown credit unions and community banks to become consumed by expensive, time-consuming red tape designed for financial institutions that dwarf them in size. When that happens, North Dakota families purchasing their first homes, small businesses working to expand, and ranchers and farmers planning for the future aren’t able to count on the relationship-based lending they have trusted for generations. That’s unacceptable – and it’s why I’ve offered a host of bills to help get small, local banks back to the business of relationship lending so they have continued to enable our families and businesses.”